PictArts

AI chatbot in smartphone and woman at face-to-face counter

Illustration of a female bank teller troubled looking at online banking smartphone screen
Replacement of bank counters by smartphone apps and AI

Rise of online banking and shrinking of real locations

AI bank in palm and unnecessary counters

A huge smartphone screen displays the words 'ONLINE BANKING' and a smiling AI icon. Hidden by the smartphone, a female bank clerk sitting at the bank counter is sweating with a troubled expression. It depicts the current situation where the number of visiting customers decreases and the convenience of financial services completed with just a smartphone threatens the jobs of traditional bank clerks.

Suitable for FinTech explanations, introduction of net banking merits, or opinion articles such as 'Bank redundancy theory'. The contrast structure is clear and easy to understand, commercial use OK and no registration, so it can be easily added for free to financial affiliate sites and DX promotion seminar materials.